Treat Yourself
Our Personal Loans provide endless possibilities!
Whether you're looking to start a new project in 2025 (or finish an old one), make an important purchase or take a long awaited vacation, you deserve it and our Personal Loans make it happen. Invest in yourself and love the life you're living!
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Discover A Better Way To Manage Your Money
Just Checking In
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Enjoy Friendly Staff And Caring Service
7 Advantages of a Credit Union Checking Account7 Advantages of a Credit Union Checking Account
What Will I Need to Open My Checking Account?What Will I Need to Open My Checking Account?
Zelle® Me, Maybe? Zelle® Me, Maybe?
Fulfilling Opportunities Await
- Work/life balance with a M-F work week.
- Twelve additional days of PTO for federal holidays.
- Eligible for up to 5% matching on your 401K.
- Staff are empowered to reach personal and career goals.
I started my 15th year at the CU and I love it here because I have a voice.
I started my 15th year at the CU and I love it here because I have a voice.
I can go to my manager when life happens and I know they care.
I can go to my manager when life happens and I know they care.
Never have I worked at a company who values family as much as I do.
Never have I worked at a company who values family as much as I do.
Helping members is a higher priority than profit or sales goals.
Helping members is a higher priority than profit or sales goals.
We Have An App For That
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Check Your Balance
Your Copper State CU balance is in the palm of your hand wherever you go or whenever you need to handle a banking task.
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Transfer Money And Pay Bills
No need to pull out the checkbook at the dining room table anymore! Pay your bills on-the-go and get back to the things that matter most.
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Deposit Checks Day Or Night
Use our remote deposit to take a picture of a check and deposit it into your account 24/7/365. It's fast, easy, and free.
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Send And Receive Money With Zelle®
Zelle® is a fast, safe and easy way to send money to friends, family and loved ones. Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has you covered.
Popular Products And Services
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Loan Calculator
This calculator is free to use and here all the time. Come back any time you'd like to see what a loan payment amount could be.
Your actual term and payment will be provided upon acceptance of a Copper State Credit Union loan. This calculator is for informational purposes only and its use does not guarantee an extension of credit.
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Financial Strength Leads To Financial Prosperity
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How to Buy a Used Car with Confidence [Free Checklist]
When figuring out how to buy a car, there’s an overwhelming amount of information to know—such as different types of auto insurance, what is an auto loan, car maintenance costs, and so much more. A good place to start is by determining if you want to buy a new or used vehicle.
What Car Should I Buy? Pros and Cons of Buying New vs. Used
Having a vehicle you can depend on is crucial. Just think about how often you use your car on a daily, weekly and yearly basis. Whether you need a minivan to get the kids to school, a fuel-efficient vehicle for a long commute to work, or a trusted car for vacations - and eventually for your teen to take to college - owning an affordable vehicle that you and your family can rely on is so important.
How To Buy A Car: 3 Simple Steps To A Competitive Car Loan
Here are some things you can do ahead of time to be prepared on how to buy a car.
Is Now a Good Time To Buy a Car? 7 Timely Statistics + Advice
After the historic highs in the auto industry for 2021, we're starting to see a bit of a slowdown in auto sales and overall auto debt. We can't predict the future, but we can share the facts we know plus some advice if you do go car shopping this year.
What are Home Loan Interest Rates? An Explanation for First-Time Homebuyers
When it comes to buying a house, home loan interest rates are significant factors to consider. Learn what they are and how they can impact you this year.
5 Simple Steps to Take Control of Your Savings Plan
We want you to have cash on hand for when you really need it later – whether an emergency occurs, it’s time to retire, or you're just sick of saying "no" to things you need or want to buy. So, we've prepared five simple steps to help you take control of your savings plan.
Free Budget Template – Excel Spreadsheet Download
Our free customizable template has everything you need to start a simple monthly budget.
The Savvy Millennial’s Quick Guide to Save Money & Track Spending
Technology makes it easy to spend money, but it can also help you save. Read these tips to stay on track.
Longing for a Weekend Getaway? Try a Peaceful Phoenix Staycation
Arizona locals don't have to look very far for a quick getaway. Check out these recommendations for an enjoyable Phoenix staycation.
Should I Refinance Now? [5 Ways to Capitalize on a Mortgage Refi]
Are you asking yourself the question “should I refinance?” Take a look at these 5 opportunities to score with a mortgage refi.
House Buying Checklist: Mortgage Documents You'll Need
Buying a home (as amazing as it is!) does involve a lot of paperwork. Some of it is required at the beginning for the preapproval, and other documents will be requested later on in the process, after you've made an offer. It helps if you know ahead of time what you'll have to provide, instead of being blindsided when your lender asks you for each item.
Are You Buying A House in Arizona? Here's Your Ultimate Guide
Buying a house is one of the largest financial transactions you'll make. Let us help you confidently purchase the home of your dreams!
Ultimate Budget Plan to Save You Time and Free Your Money
Do you feel like you can never get ahead financially? Learn how to make a simple budget plan that works for you.
Get Our Debt Relief Bundle and Say Cheers to a Debt Free Future
Figuring out how to find debt relief seems overwhelming, but with this bundle we have definitely got you covered!
Happy Car Buying: Your Ultimate Guide to Getting the Best Deal
Whether it's new, pre-owned, trade-in, private party, dealer, or none of the above, our Happy Car Buying eBook has something for everyone. Take control of the car buying process!
Identity Theft Protection Checklist
We hope it never happens to you. But if it does, this identity theft protection checklist will help you know what to do to restore your identity.
It's Your Adventure: Camping Products and Tips for Wanderers At Heart
Live out your adventure! Whether it's in a tent, RV, or with a toy towed behind you into the wilderness, we've got you covered with this camping eBook.
2024 Tax Brackets and Deadlines to Know: Quick Reference Guide
From the recently updated federal income tax brackets, to standard deductions, to alternative minimum tax exemptions and education tax benefits - there is so much to keep track of! This visual guide offers all the info you'll need for filing 2024 taxes and preparing for 2025.
2023 Tax Brackets and Deadlines to Know: Quick Reference Guide
From federal income tax brackets to standard deductions, and alternative minimum tax exemptions to education tax benefits - there is so much to keep track of! This visual guide offers all the info you'll need for your 2023 taxes and preparing for the rest of 2024.
Savings Calculator
Use this calculator to see how much money you will save with compound interest.
Budget Calculator
See how much you will save (or lose) monthly or annually based on your monthly and annual expenses.
Money Market Calculator
Estimate how much money you will save via compound interest in a Money Market Account.
Cost of Living Calculator
Use this calculator to compare average costs of living between US cities and states.
50/30/20 Calculator
The 50/30/20 rule is for a person who desires one simple budgeting formula!
Retirement Calculator
Estimate your retirement funds by projecting income level, monthly savings, age and life expectancy, and percent rate of return on savings.
Emergency Fund Calculator
Use this calculator to generate an emergency fund savings goal based on your income.
Student Loan Calculator
Use this calculator to see how much you can save by paying off your loans early.
Auto Loan Calculator
Use this calculator to see how much you can save by paying off your auto loan early.
Debt Payoff Calculator
Use this calculator to see how much money you can save by consolidating debt.
Virtual Coach: What Mortgage Can I Afford?
Use this interactive tool to discover your ideal monthly housing payment and how it will impact your home price.
Virtual Coach: Get Out of Debt
Use this interactive tool to create a customized plan to be completely debt-free.
Virtual Coach: Make the Most of Your FSA or HSA
Use this interactive tool to prepare for your upcoming medical expenses.
Virtual Coach: Filling Out the FAFSA
Use this interactive tool to learn the process of filling out and submitting the Free Application for Federal Student Aid.
Virtual Coach: Know Your Worth
You’ve heard the term net worth, but you’re not sure what it really means, or how it applies to your financial standing. Figure out your net worth using your assets and liabilities.
Virtual Coach: Am I Ready to Retire?
Use this interactive tool to prepare for retirement.
Virtual Coach: Term Life Insurance
Use this interactive tool to learn the reasons why term life insurance is valuable and how it differs from whole life insurance.
Virtual Coach: Create a Budget
Use this interactive tool to create a budget that fits your lifestyle.
Virtual Coach: Navigating Debt Collections
Use this interactive tool to learn what to do when you are contacted by a debt collector and what your next steps should be.
Improve Online Safety With 6 Free Online Games For Kids and Teens
Whether it's personal safety or financial, have peace of mind with these 6 free games for your kids and teens. Shift some of that unstructured screen time to simulation-style games that teach money sense, budgeting and how to be safe online.